For the 10-15 % part of individuals represented in the graphs, the idea test ended up being much less abstract—and significantly less pleasant.

For the 10-15 % part of individuals represented in the graphs, the idea test ended up being much less abstract—and significantly less pleasant. Their credit ratings might have tanked by 100 points; they might be fending down increasingly urgent calls from loan companies. Capital One did a deal that is great of very very very own commercial collection agency instead of outsourcing it, and now we patted ourselves regarding the straight back for that, as it ended up being considered...

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